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Home: Credit Related Articles

Learn more about the different types of credit card offers and keep up with changes to interest rates. Learn how to prevent credit card fraud and identity theft and much more with our credit related articles.


Feds Hold Rate Steady at 2.00 Percent on Inflation, Growth Worries -- (August 5th, 2008) -- Posted: 2008-08-05
The Federal Open Market Committee decided today (August 5th, 2008) to keep its target for the federal funds rate at 2.00 percent.

Feds Decide to Keep Interest Rates at 2.00 Percent -- (June 25th, 2008) -- Posted: 2008-06-25
The Federal Open Market Committee decided today (June 25th, 2008) to keep its target for the federal funds rate 2.00 percent.

Feds Lower Interest Rates by 25 Basis Points to 2.00 Percent -- (April 30th, 2008) -- Posted: 2008-04-30
The Federal Open Market Committee decided today to lower its target for the federal funds rate 25 basis points to 2.00 percent.

Feds Lower Interest Rates by 75 Basis Points to 2.25 Percent -- (March 18th, 2008) -- Posted: 2008-03-18
The Federal Open Market Committee decided today to lower its target for the federal funds rate 75 basis points to 2.25 percent.

Feds Lower Interest Rates by 50 Basis Points to 3.00 Percent -- (January 30th, 2008) -- Posted: 2008-01-30
For the second time in 8 days, the Federal Open Market Committee lowered its target for the federal funds rate by another 50 basis points to 3.00 percent.

Feds Lower Interest Rates by 75 Basis Points to 3.50 Percent -- (January 22nd, 2008) -- Posted: 2008-01-22
The Federal Open Market Committee has lowered its target for the federal funds rate 75 basis points to 3.50 percent. First 75 basis point cut in over 20 years.

The Feds Have Lowered Interest Rates Again to 4.25 Percent -- (December 11th, 2007) -- Posted: 2007-12-11
The Federal Open Market Committee decided today (December 11th, 2007) to lower its target for the federal funds rate 25 basis points to 4.25 percent.

Feds Have LOWERED Interest Rates Again to 4.50 Percent -- (October 31st, 2007) -- Posted: 2007-10-31
The Federal Open Market Committee decided today (October 31st, 2007) to lower its target for the federal funds rate 25 basis points to 4.50 percent.

Short-Term Savings: How Much Do I Need -- Posted: 2007-09-27
Everyone needs some type of short-term savings to help them out in case of an emergency and there are a lot of places you can stash your cash and make money while saving money.

Feds LOWER Interest Rate to 4.75 Percent -- (September 18th, 2007) -- Posted: 2007-09-18
The Federal Open Market Committee decided today (September 18th, 2007) to lower its target for the federal funds rate 50 basis points to 4.75 percent.

Feds Keep Interest Rate at 5.25 Percent -- (August 7th, 2007) -- Posted: 2007-08-07
The Federal Open Market Committee decided today (August 7th, 2007) to keep its target for the federal funds rate at 5.25 percent.

Text Messages From Your Credit Card Company -- Posted: 2007-07-24
Your cell phone rings. You look down and see an incoming text message that reads ''Your credit card payment is due.'' It is all part of a free alert service to help consumers stay informed.

Check Cards: Is This A Credit or Debit? -- Posted: 2007-07-19
If you use a Visa® / MasterCard® Check Card, you probably hear 'Is this a debit or credit' on a daily basis. Your check card is basically a 'plastic check,' linked to your checking account.

Feds Keep Interest Rate at 5.25 Percent -- (June 28th, 2007) -- Posted: 2007-06-28
The Federal Open Market Committee decided today (June 28th, 2007) to keep its target for the federal funds rate at 5.25 percent.

Free Yearly Credit Report: AnnualCreditReport.com -- Posted: 2007-06-18
AnnualCreditReport.com is a centralized service for consumers to request free annual credit reports from the 3 credit reporting companies - Equifax, Experian and TransUnion.

Balance Transfer Offer: Is It Right For Me? -- Posted: 2007-06-06
Credit card finance charges can eat up a lot of your monthly payment if you choose to carry a monthly balance on your credit card. A balance transfer offer may be able to help save money.

Chargebacks: What is a Credit Card Chargeback? -- Posted: 2007-05-10
A chargeback occurs when a consumer requests a refund from their credit card company. Chargeback happen for a number of reasons, but most often are a result of fraud.

Why Do I Need a Credit Card? -- Posted: 2007-05-09
When it comes to your personal finances, credit cards are an excellent financial tool that can offer many benefits when used responsibly.

Feds Keeps Interest Rate at 5.25 Percent -- (May 9th, 2007) -- Posted: 2007-05-09
The Federal Open Market Committee decided today (May 9th, 2007) to keep its target for the federal funds rate at 5.25 percent.

Introducing the Newly Enhanced Miles By Discover® Card -- Posted: 2007-05-07
Giving active cardmembers the ability to travel with no restrictions, earn unlimited Miles that never expire, and redeem faster with more options.

Credit Cards: Helping Pay Off Your Mortgage Faster -- Posted: 2007-04-20
Credit card companies have come up with a new way to help consumers. With a Home Rebate Credit Card consumers can receive cash back towards the principal on their mortgage.

Credit Cards: Relief From High Gas Prices -- Posted: 2007-04-19
Gas Rebate Credit Cards can help ease the crunch at the pumps by allowing you to earn rebates of up to 5% or more on gas purchases.

Chase, United Airlines Award Double Miles for Tax Season -- Posted: 2007-04-02
United Mileage Plus Visa cardmembers earn double miles when paying taxes with their credit card.

Discover® Card Reintroduces Cashback Bonus® Credit Products -- Posted: 2007-04-02
Designed for the way consumers choose to use credit, Discover® More(SM) Card and Discover® Open Road(SM) Card let cardmembers earn even more money back on everyday purchases.

Accessing Your Credit Card Account Online -- Posted: 2007-04-01
Online Account Management allows you to access your credit card account online to get up to date account information and/or make a payment 24 hours a day.

Feds Keeps Interest Rate at 5.25 Percent -- (March 21st, 2007) -- Posted: 2007-03-22
The Federal Open Market Committee decided today (March 21st, 2007) to keep its target for the federal funds rate at 5.25 percent.

Choosing and Using Credit Cards -- Posted: 2007-03-18
Chances are you've gotten your share of 'pre-approved' credit card offers in the mail, some with low introductory rates and other perks.

Credit Card Loss Protection Offers -- Posted: 2007-03-17
The FTC says worthless credit card loss protection offers are popular among fraudulent promoters who are trying to exploit consumers' uncertainty.

Which Type Of Credit Card Is Right For Me -- Posted: 2007-03-15
That is probably one of the most commonly asked question that people want to know today. With a variety of credit card options we will provide you some pros and cons of each type of credit card.

Equal Credit Opportunity -- Posted: 2007-03-03
The Equal Credit Opportunity Act prohibits the denial of credit because of your sex, race, marital status, religion, national origin, age, or because you receive public assistance.

What To Do if Your Card is Lost or Stolen -- Posted: 2007-03-03
The Fair Credit Billing Act (FCBA) and the Electronic Fund Transfer Act (EFTA) offer procedures for you to use if your cards are lost or stolen.

Avoiding Credit and Charge Card Fraud -- Posted: 2007-03-03
Credit and charge card fraud costs cardholders and issuers hundreds of millions of dollars each year. While theft is the most obvious form of fraud, it can occur in other ways.

Types of Credit Card -- Posted: 2007-03-03
Are you looking to get a credit card? Before you start filling out credit card applications, you need to decide what type of credit card that will work best for your credit situation.
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