What is the Month & Year to payoff credit card? The Month and Year you want to payoff your credit card is a "Goal Date". This goal date gives you the light at the end of the tunnel. You would select a month and year in which you would like to payoff your credit card by. This date will help you know how much money you will spend in interest as well as show you exactly how many payments you have left and how much you will need to pay to payoff your credit card by your goal date. >> Back to the Credit Card Debt Payoff Calculator >> Back to the Main Index