What is the Minimum Payment Percent on your credit card? The minimum payment percent is the percentage that the credit card company uses to figure out the minimum monthly payment. This percentage for most credit cards is somewhere between 2% - 4% of the credit card balance. If your credit card offers online account access you may be able to view this information online or you can always call the number on the back of the credit card to speak to a customer service representative to find out this information. >> Back to the Credit Card Minimum Payment Interest Calculator >> Back to the Main Index